How We



How We Protect You

Visitors to this bank Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

  • Date and time our site was accessed
  • IP address (A numeric address given to servers connected to the Internet)
  • Web browser used
  • City, state, and country

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.

Visitors may elect to provide us with personal information electronically; whenever possible, this information should be encrypted to ensure its confidentiality. This information is for business purposes to handle the sender's request. Some areas of our Website may use cookies for security purposes and to allow the web server to log the pages you use within the site and to know if you have visited the site before.

Read on to find out the specifics of what the James Polk Stone Community Bank does with your personal information in our privacy disclosure.

Security Statement

The Internet Banking System brings together a combination of security technologies to protect data for the Bank and for you, our customer. There are three areas where your data needs to be secured:

  • On Internet Banking and Bank Systems
  • In transit from those systems to your electronic device(s)
  • On your electronic device(s)

A Defense-in-Depth security posture utilizes multiple layers of defenses, including firewalls and other security devices, to protect your data on Internet Banking and Bank Systems. This significant defense arsenal is responsible for the first area of security.

Because you access that data over the Internet, a notoriously non-secure medium, the system utilizes cryptography to ensure the integrity of the data in transit. To access your data, you will be required to enter a Username, password, and Multi-Factor Authentication (Security Phrase, Image, and, at times, a series of questions). Commercial accounts have additional authentication mechanisms. This handles security for the In-Transit portion.

The third area where data needs to be secured is on your, the customer's, electronic device(s). This can be a PC, tablet, phone and/or smart phone. The Bank cannot do anything to protect data on the electronic devices that belong to our customers. That responsibility lies with you! For more details on what you can do to help, visit our ‘How You Protect You'!

While there is no such thing as a perfect, impenetrable security system, the Bank goes to extraordinary measures to protect your money and information on its systems!

Customer Identification Program Notice

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.